Pets Health
A Comparison of Five Pet Health Insurance Plans
It doesn't matter if you have already decided to purchase health insurance for the family pet or if you are simply. When you are comparing the quote of one health insurance quote to another remember that the base doller amount is not the only number you have to consider. In addition to the monthly payment make sure you also check out exactly what type of veterinary care and treatments are covered (some basic insurance plans do not include cancer treatment), what kind of deductible you, the pet owner, will be expected to pay, is there a yearly cap on medical expenses, and what type of discounts are available.
At the moment there are only a handful of companies that offer pet health insurance. Five of the most popular companies are Pets Best Pet Insurance, Veterinary Pet Insurance, ShelterCare, Pets Health and PetCare.
An insurance plan through Pets Best Pet Insurance will cost approximately $32.00 a month ($384.00 annually). Pets Best will cover pet sterilization provided the pet owner purchases an additional wellness plan. Pets Best does not cover pre-existing medical conditions a pet has so its best to insure them early in life before problems develop. Pets Best has a life time limit of $99, 750 dollars per pet. Pets Best health insurance plans come with a $75.00 deductible. Multiple pet discounts are available. Pet's Best pet health insurance does cover cancer.
Veterinary Pet Insurance is a company that offers pet owner a $14, 000 a year cap on an insurance plan that only costs approximately $20.00 dollars a month. Veterinary Pet Insurance offers plans with a $50.00 deductible (after the deductible they pay ninety percent of the bill) on plans that include pet sterilization and cancer coverage. Veterinary Pet Insurance does not accept pre-existing conditions and does not offer multi-pet discounts.
ShelterCare is a pet insurance that cost pet's owners approximately $29.95. For that $29.95 there is absolutely no deductible and cancer treatments are covered. ShelterCare will not pay for pet sterilization nor will they cover any pre-existing conditions. ShelterCare does not have a benefit cap. ShelterCare offers premium discounts for multi-pet plans, medical service, and micro-chips.
A pet health insurance policy through PetsHealth insurance company will cost the pet owner approximately $37.17 dollars per month. PetsHealth covers 80% of the pets vet bill after the $100.00 doller deductible is paid. PetsHealth has a $13, 000 doller cap on each per year. PetHealth does insure pre-existing conditions after ninety days. Multi-pet discounts are available through PetHealth. PetsHealth does offer pet health insurance plans that cover cancer on a case by case basis.
PetCare is a pet health insurance company that estimates the average cost for a policy for a pet is $29.95 a month. This plan includes a fifty doller deductible. While PetCare is happy to cover the cost your pet's cancer treatments they will not pay for any pre-existing conditions nor will they pay for pet sterilization. PetCare offers discounts for multi-pet plans and medical service.
None of the estimated monthly prices for these insurance companies include any extra insurances riders.
Any one or all of these companies can change their policies between now and the time you purchase a pet health insurance plan.
Remember to read the fine print before you sign up for a pet health insurance plan.
All five of these pet health insurance companies have their own websites where you can go to get up to date pet health insurance quotes.
There are other pet health insurance companies with different prices, discounts, stipulations, and benefit caps if you are not content with the previous five comparisons.
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Pet Health Question...?
My cat, Shadow has always had upper respiratory issues. He is 8 years old now. He is a very affectionate cat & he gives kisses. Lately, when we cuddle, he drools on me. It's really gross! But it doesn't stop me from getting my kisses. Every once in awhile, he will just start coughing or choking on his own saliva. And I have noticed that he has trouble swallowing sometimes. I have done some research about excessive salivation in cats & it isn't pretty. Is this something I should be concerned about? Or is he just a weirdo that licks everything? I don't know what to make of it. He has been on antibiotics much of his life. He now has an immunity to them. They just don't make his colds go away anymore. I am open to any ideas of what it could be. And he has recently had diarrhea as well. Not sure if the symptoms are related to a more serious issue. I am currently trying to save up to take him to the vet. Thanks for your ideas in advance.
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What is a website similar to Google Health?
I need a website that tracks pet health, because I store all my pet health records on Google Health, which is being discontinued in January 2012. It doesn't matter if it's specifically for pets, but I need a site for storing health records. Help?
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poll: do you put your pets health before yours.?
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Poll: How long (years/months) did YOUR hamster live?
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They say between 1 and 2 years, but I'd like to know about yours.
If your hamster lived longer, what was your pet health care policy?
Thanks.
*if you had a long haired one, it'd be great.
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Is enzyme robbing in dogs scientifically documented? If so, are supplements beneficial for a dog fed dry food?
I feed my 6.5 year old ACD mix a high quality dry food ("Canidae" and/or "Chicken soup for the dog lovers soul"). She is allergic to many different grasses, and suffers from atopic dermatitis-- and subsequent skin infections-- frequently and sporadically. She was recently diagnosed with hypothyroidism (just barely within normal range). She is spayed.
Im just curious whether enzyme robbing is something to worry about, or whether its hooplah. By supplements, I mean digestive enzyme supplements.
Id really appreciate the opinion of a DVM, or anyone else who isn't just regurgitating what they read on the internet from some self proclaimed pet health guru.
Thank you
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